A fruit gift is always appreciated
April 29, 2009 by MrAuthor
Filed under Food & Drink
Hale Indian River Groves is located in Indian River County near Vero Beach and Wabasso, the very heart of the famous Indian River Citrus Belt — a relatively small but premier citrus producing area in Florida. Hale Groves is fortunate to have a special combination of rich soil, ample water supply, and moderate climate – very rarely reaching a freezing temperature. All this, combined with our modern grove management, are contributing factors that make our oranges and grapefruit the juiciest and best tasting you will find.
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When will you suffer your next injury or illness?
April 28, 2009 by Margy Wopschall
Filed under Insurance
When will you suffer your next injury or illness?
Many people gamble with their health and financial security by not maintaining adequate health insurance. They rationalize their decision with statements like “I am young” or “I am healthy” and “I never go to the doctor”. In their mind, they don’t yet have high health care costs, so why would they purchase health insurance now.
The fault with the above thinking is that once you suffer that injury or illness, you will not be insurable for that illness or injury, and you may not be insurable for a substantial period of time afterwards, if ever.
In other words, you must have your health insurance in force BEFORE you need it.
So…”You are young and healthy and never go to the doctor”….GOOD….you can probably obtain health insurance to cover you for that unknown time in the future when you aren’t quite so healthy and you may have some high health care costs.
Remember, insurance is a promise to pay for FUTURE covered costs.
So…When will you suffer your next injury or illness?
You would benefit from speaking with me, your local health and life agent.
Margy Wopschall Insurance
1510 Hartnell Avenue Suite B
Redding, CA 96002
(info) 221-0955
CA License #0822198
Business Naming Myth Blasters
Business Naming Myth Blasters
Why Incorporate?
Show me the comparison chart.
Help me choose which entity is right for me.
Myth #1: If someone uses your business name as a Web site address, you can demand ownership of that domain name
You would think this would be so, but the reality is much more complicated. Sometimes you can approach domain registration companies about acquiring a name that is already being used—but these companies don’t have to transfer ownership. And be careful about approaching the owner of a Web address, because that person just might ask for a briefcase full of cash to transfer the domain name. Instead, you may need to find an attorney to help you—if you really think it’s worth the legal effort.
In cases like this, you may need to think about coming up with a domain name that is similar to your business name—or think about other possibilities for naming your company.
Myth #2: The effort of researching an ideal business name takes too much time from starting a business
Discovering the right name for a business can be one of the most rewarding—and fun—entrepreneurial activities around. Besides, you’ll save more time in the long run by having an appropriate name that you actually own. For one thing, a good name will make your business attractive to customers and investors, and you’ll want to spare yourself the embarrassment of explaining a name that doesn’t make much sense for your venture.
Myth #3: The name of a small business name should include a reference to location and the services or products sold
Sometimes. If you think you’ll be doing business in once place, then names like “Youngstown Zeppelin Service” and “Tri—Valley Blast Furnace Cleaners” make sense. But consider your long—term plans. Where will your business be a year from now—or five or ten years from now? Will you still be in just one location? And will you offer more than one product or service? Possibly—so you may want to think big and give yourself a name that will grow with your business.
Myth #4: You can get a lot of recognition out of using a name that sounds similar to a familiar brand name
This is true, but it probably won’t be the kind of recognition you want. If it can be proved that you intentionally made your business name sound like that of another company, you could be in for some legal trouble. That’s why names like “Intell,” “Dizney,” and “General Motor” are likely to catch the attention of corporate lawyers who spend their time looking out for companies that appear to infringe on band names.
Myth #5: You can make your business name seem more established by adding “LLC” or “Inc.”
Sometimes true, but you’d also better make sure that your company is actually a limited liability company (LLC) or incorporated as a corporation. These are legal terms showing that a company is doing business in a particular way, and you can’t just add these designations to your business name without actually having formed an LLC or corporation.
Myth #6: If a business name you like is taken by another company, that name can’t be used
You’d think so, but it depends. If the business name is trademarked, then you can’t use that particular name. However, if a company has the same name that you’d like to use, or a similar one, and hasn’t trademarked it, you may be able to use it if:
The other company does not provide the same services as your business
The other company is located in another county or state
You’re using your own personal name as a business name
This is a situation where you may need to consult a trademark lawyer to make sure you can use a particular name.
Myth #7: You must always register your business name
It’s a good idea to register your business name for the sake of protection, but it’s not always necessary. For example, sole proprietorships and general partnerships that use the names of their owners are not always required to file or register when the business name is the same as the owner’s. LLCs and corporations always submit business names with their articles of incorporation. But regardless of the requirements of your business structure, registering your business name will help you avoid a situation where you may be forced to rename your venture.
Myth #8: You can find all business names in government name registers
Not true for two reasons. First, we still haven’t reached the point where all information is easily found in one central repository. And secondly, the government really isn’t everywhere. You’ll be able to find registered businesses in government name registers, but many businesses are not registered. While these companies may not legally own their names, you don’t want to be confused with another business. That’s why doing Internet searches will help you narrow down your list of potential business names.
Myth #9: You can trademark just about any word or phrase
Sometimes it seems that way, but the U.S. Patent and Trademark Office (USPTO) has pretty stringent guidelines to make sure people can’t trademark commonly used words and phrases. The same goes for secretary of state offices at the state level if you plan to register your trademark regionally. For example, common and ordinary names—such as Smith’s Hardware or Tom’s Gourmet Sandwiches—aren’t distinctive enough to receive trademark protection. Names such as FedEx, Quicken, and Xerox, however, are distinctive enough to receive trademark protection.
Also keep in mind that a common—sounding company name can be trademarked when it is used in conjunction with a particular product. For example, McDonald’s is a trademarked name when it is used to market hamburgers—but not things like office supplies and vinyl siding.
Myth #10: Adding the ™ or ® symbol to your company name protects you from other businesses trying to use the same name
Although you can add ™ to your business name if you believe you have the right to use it, if you’re serious about protecting your name, apply for trademark protection. Ideally, you should do this before using the ™ symbol. If someone does contest ownership of the name, you’ll have the better claim if you have already started the registration process.
Using the ® symbol is an entirely different story, because it is reserved only for companies that have actually had their trademark registered. Until your name is registered, don’t use ®—otherwise it will stand for “regrets” instead of “registered.”
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Show me the comparison chart.
Help me choose which entity is right for me.
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Perfect Lobster Gift
April 13, 2009 by MrAuthor
Filed under Food & Drink
Winter Savings!
Dinner Packages
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All orders over $100 qualify for FREE shipping. But hurry, offer available for a limited time only.
Perfect Lobster Gift
2 (8-10 oz.) Maine Lobster Tails,
2 Lobster Bibs, 2 Lobster Forks,
2oz Clarified Butter
Are you adequately covered while traveling abroad?
April 9, 2009 by Margy Wopschall
Filed under Health, Insurance, Travel
You may not be adequately covered while traveling abroad.
We have partnered with International Medical Group to provide our clients with travel insurance.
Visit the link to learn more about IMG, available plans, and obtain a quote.
Until next time,
Margy
Margy Wopschall Insurance
1510 Hartnell Avenue Suite B
Redding, CA 96002
(info) 221-0955
(info) 248-3412 Fax
mawopschall@yahoo.com
CA License # 0822198
Are you an expert in health insurance?
April 3, 2009 by Margy Wopschall
Filed under Health, Insurance
No? Relax, most of our clients aren’t either. They come to us because we are experts and we have the ability to explain insurance so that it is easy for you to understand and make an informed choice.
Yes? Some of our best clients are retired insurance agents who understand insurance and they want the best representation possible from their insurance agent.
We are the experts so you don’t have to be.
Call today and allow us to demonstrate what makes us unique.
Margy Wopschall Insurance
1510 Hartnell Avenue Suite B
Redding, CA 96002
(info) 221-0955
CA License #0822198