Dental Plans

June 8, 2009 by  
Filed under Insurance

Get Your RV Ready for Spring

May 31, 2009 by  
Filed under Automotive, Insurance, Outdoors

Get Your RV Ready for Spring
Author – Ken Freund
Brought to you by Good Sam Club RV Road Service

Get Your RV Ready for Spring
Coming out of Hibernation

Winter elements can take a toll on stored RVs. If your coach has been in storage, now is the time to start preparing for those spring getaways. Taking a little time now will help ensure enjoyment all through the year.

Before hitting the road complete this RV spring-prep checklist: Begin with a thorough exterior inspection. Examine the outside, including the body and roof, for any cracks or separation and look inside for stains on the ceiling, sure signs of roof leaks. Look beneath the coach and/or or tow vehicle for signs of fuel or other fluid leaks.

Once you’ve determined there are no exterior leaks, wash the RV with a specially formulated soap designed for the exterior. Work in the shade, since washing a hot surface can result in hard-to-remove spots and streaks. Use specialized wheel cleaners to make tires and trim look new.

An RV that’s been stored all winter needs to be aired out. Vacuum the carpet and clean the floors and other surfaces as needed.

Spring prep should include a fluid and connections check. Look for insect and rodent nests and chewed wires and hoses. Check the amount of LP gas and test appliances for proper functioning.

Drain and flush the freshwater tank. Add 1/4 cup of household bleach for each 15 gallons of capacity. Then fill the tank almost to capacity, leaving room for sloshing. Drive or tow the coach to mix the bleach. Run the hot water to get the bleach through the water heater. Then drain the freshwater tank. Refill, along with 1/4 of baking soda per 15 gallons. Drive or tow to mix the water, run the hot water, then drain and refill with fresh water. Test the water pump and water system, including the water heater.

On motor homes, generators and tow vehicles, change the oil and filter and perform all recommended services according to the owner’s and maintenance manuals.

Batteries should be check for electrolyte level and connections should be removed, cleaned and after re-assembly, treated with an anticorrosive product.

Make sure all of the lug nuts are secure, check tires for cracks and other damage and set inflation pressures. Trailers should have the wheel bearings repacked.

Replace batteries and test smoke alarms and carbon monoxide detectors. Check the gauges on fire extinguishers. Check and refill your first aid and emergency kits. An emergency kit should include: flares, a gas can, reflective triangles, duct tape, jumper cables, wheel chocks, flashlight and basic hand tools.

Stock up with necessities for cooking, cleaning and entertaining. Review kitchen equipment and the inventory of favorite games, books, cards, puzzles, CDs, DVDs or videos.

To have peace of mind when you hit the road, get Good Sam RV Emergency Road Service

It’s essential to make sure your RV is running properly to avoid a premature end to your vacation.

May 24, 2009 by  
Filed under Automotive, Insurance, Outdoors

The days are long and the sun is hot. This can only mean one thing – summer is here! Summer is the season that you and your family look forward to all year long. It’s a time where family bonds are strengthened and lifetime memories are made. That’s why it is essential to make sure your RV is running properly to avoid a premature end to your vacation.

To get the most out of your vacation time this summer, a pre-trip RV check is your best bet for a hassle-free trip. However, before you even begin to look over your rig, a good starting point would be to make sure everything you need is packed and ready to go.

As for what to pack, a lot depends on where you are going, what time of year and for how long. Start by allowing every passenger one suitcase for clothing, toiletries, medication, and “must-have” items. As for the rest of the provisions, here are a few suggestions on what to take: food and drinks, skillet, garbage bags, silverware, plates and dishes, cups, toilet paper, towels, cell phone and lawn chairs.

Once you’ve taken inventory of all the items you’ll need for your trip, you can begin to inspect the most vital component for a safe and smooth vacation – your RV!

Prior to each trip, try to get in the habit of walking around the outside of your RV to see if anything is out of place. How do your tires look? Are they low on air? Have all slide-out rooms been retracted? Are all of your items and accessories properly secured? Other areas to check or adjust include: engine oil and fluids, trailer attachment to hitch, awnings, signal and brake lights, side mirrors and seatbelts.

And last, but certainly not least, you want to make sure your RV is fully insured just in case the unexpected happens. Fully insured means getting the full value of what you paid for your rig – not a depreciated amount! If your current insurer doesn’t offer this kind of protection, or if you are in search of an insurer that specializes in RV coverage, look no further than Good Sam VIP Insurance – America’s #1 RV Insurance Specialist.*

Contact Good Sam VIP Insurance today and get the coverage you deserve for a lot less than you probably would expect. As a matter of fact, Good Sam VIP members that have switched save $300 a year, on average!

To receive a free, no obligation rate quote, call 888-514-1116 and mention savings code GFN or get a quote online by clicking here.

* Based on the results from an independent study conducted by URI Information Services and Dr. James E. Fisher, St. Louis University.

Good Sam VIP is the insurance made for RVers

May 17, 2009 by  
Filed under Insurance, Outdoors

Good Sam VIP is the insurance made for RVers

Comprehensive & Collision
Good Sam VIP Comprehensive and Collision cover
the cost to repair or replace your RV if it is stolen or damaged in an accident, regardless of who is at fault. Permanent attached items such as awnings, antennas and satellite dishes are automatically protected.

Good Sam VIP offers these benefits and more:

Full-Timer’s Coverage – If you are on the road more than 9 months out of the year, Good Sam VIP offers a special full-timer’s policy. This policy provides increased liability protection plus higher limits for personal belongings that you likely carry in your RV.

24-Hour Emergency Claims Service – Call 24 hours a day to reach dedicated, trained RV customer service and claims representatives.

Direct Pay – We can automatically deduct your payment from your checking account—no bills to get lost while you’re traveling.

Full Replacement Cost Coverage – Ensure You’ll Always Be Protected. If your RV is totaled or stolen in its first five model years, Good Sam VIP will replace it with a comparable new RV even if you’re not the original owner. After the first five model years, we’ll pay your full original purchase price—not a depreciated amount—toward the purchase of the replacement RV.

Replacement Cost Coverage must be added to a policy within the RV’s first five model years of the RV. You do not have to be the original owner to purchase this coverage option.

Emergency Expense Allowance – Need money to cover motel or transportation costs when your rig in disabled more than 50 miles from home? No problem. Good Sam VIP’s Emergency Expense Allowance pays up to $100 per day or up to a $500 maximum.

To learn how Good Sam VIP can help save you money: Get an Immediate Quote

The value of a knowledgeable and experienced insurance agent…

May 15, 2009 by  
Filed under Health, Insurance

The value of an agent versus instant online insurance quotes…

Online quoting and application systems are certainly valuable tools in the health insurance market. But they are not a substitute for a knowledgeable and experienced independent health agent. A good agent can listen to your needs and help you choose the plan that is best suited for you. Why trust your health and financial security to an online quoting system? Call me, a local, independent, experienced, and knowledgeable health and life agent. I will assist you in choosing the best plan for you or your family. There is no substitute for experience.

Until next time,

Margy

Margy Wopschall
1510 Hartnell Ave Suite B
Redding, CA 96002
(info) 221-0955
http://www.insuredbymargy.com

CA License # 0822198

When will you suffer your next injury or illness?

April 28, 2009 by  
Filed under Insurance

When will you suffer your next injury or illness?

Many people gamble with their health and financial security by not maintaining adequate health insurance. They rationalize their decision with statements like “I am young” or “I am healthy” and “I never go to the doctor”. In their mind, they don’t yet have high health care costs, so why would they purchase health insurance now.

The fault with the above thinking is that once you suffer that injury or illness, you will not be insurable for that illness or injury, and you may not be insurable for a substantial period of time afterwards, if ever.

In other words, you must have your health insurance in force BEFORE you need it.

So…”You are young and healthy and never go to the doctor”….GOOD….you can probably obtain health insurance to cover you for that unknown time in the future when you aren’t quite so healthy and you may have some high health care costs.

Remember, insurance is a promise to pay for FUTURE covered costs.

So…When will you suffer your next injury or illness?

You would benefit from speaking with me, your local health and life agent.

Margy Wopschall Insurance
1510 Hartnell Avenue Suite B
Redding, CA 96002
(info) 221-0955

http://www.insuredbymargy.com

CA License #0822198

Are you adequately covered while traveling abroad?

April 9, 2009 by  
Filed under Health, Insurance, Travel

You may not be adequately covered while traveling abroad.

We have partnered with International Medical Group to provide our clients with travel insurance.

Visit the link to learn more about IMG, available plans, and obtain a quote.



Until next time,

Margy

Margy Wopschall Insurance
1510 Hartnell Avenue Suite B
Redding, CA 96002
(info) 221-0955
(info) 248-3412 Fax
mawopschall@yahoo.com

http://www.insuredbymargy.com

CA License # 0822198

Are you an expert in health insurance?

April 3, 2009 by  
Filed under Health, Insurance

No? Relax, most of our clients aren’t either. They come to us because we are experts and we have the ability to explain insurance so that it is easy for you to understand and make an informed choice.

Yes? Some of our best clients are retired insurance agents who understand insurance and they want the best representation possible from their insurance agent.

We are the experts so you don’t have to be.
Call today and allow us to demonstrate what makes us unique.

Margy Wopschall Insurance
1510 Hartnell Avenue Suite B
Redding, CA 96002
(info) 221-0955

http://www.insuredbymargy.com

CA License #0822198

Looking for financial stability?

March 31, 2009 by  
Filed under Health, Insurance

One of carriers is now offering a 24-month anniversary date rate guarantee on three of their top selling time tested individual plans.

Call us for more information…

Margy Wopschall Insurance
1510 Hartnell Ave Suite B
Redding, CA 96002
(info) 221-0955

http://www.insuredbymargy.com

CA License # 0822198

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